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I'm Kimberly Rivas
Broker / Owner

CA Dept of Real Estate Lic#: 01413018
NMLS#: 26602

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Kimberly Rivas is the Broker/Owner of KD Capital Mortgage Corp., a successful mortgage brokerage based in Paso Robles, serving the Central Coast and California. With over 20 years of experience in the mortgage industry, she has become a top-producing Mortgage Brokers in the nation, known for her dedication to understanding and educating her clients individual situation, ensuring that the financing solutions chosen meet their current and future financial needs.

Kimberly is a Central Coast native, born and raised in Los Osos. She attended Morro Bay High School and later graduated from Cal Poly San Luis Obispo, earning a bachelor’s degree in marketing and an MBA in general business finance.

Her professional journey began with a start-up international seed company in San Luis Obispo. During her tenure, Kimberly played a pivotal role in transforming the company into a multinational seed supplier. Her responsibilities included setting up offices and warehouses to support worldwide distribution channels and contributing to the company’s efforts to secure venture capital and investors.

Following a suggestion from a college friend, Kimberly transitioned to the mortgage business. Over six years working for a local mortgage broker, she established herself as a knowledgeable and responsible loan officer, prioritizing her clients’ interests and needs, becoming one of the top producers in the county.

In February 2010, Kimberly made the decision to start her own company, KD Capital Mortgage. The venture has proven successful, earning a reputation as one of the top 1% of lenders in the country. The company prides itself on its knowledge and experience in the lending industry, going above and beyond to exceed client needs. KD Capital Mortgage is located at 1305 Vine Street in Paso Robles.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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